Thursday, December 14, 2006

Sears Helps to show Troops USA Cares

Holiday shoppers turning to the Internet to avoid the mall crowds have an easy way to support
service members and their families this year thanks to a partnership between Sears Holdings
Corporation and USA Cares.

USA Cares serves to provide military families of all branches and services with financial support, while offering direction and advice along with a caring attitude. To date, in addition to stopping foreclosure on over 106 military homes, the non - profit has helped more than 4,200 families with over $2.1 million in grant support. Sears Holdings is the parent company of Sears and Kmart department stores.

"Sears has a longstanding commitment with the military, and we feel privileged to assist the
troops and their families through this initiative," Brenda Storch, a Sears Holdings spokeswoman, said. "We wanted to partner with a respected organization that would help us to ensure that military families are remembered this holiday season."

Sears officials found what they were looking for in USA Cares, which provides assistance to
members of the armed forces and their families who have unmet needs because of death, injury, physical or mental impairment, or financial hardship.

Through the partnership, Sears customers can visit a special Web site,
www.readysetholiday.com, established for the holiday season. "It seemed as though it would be a good way to involve our customers in helping military families through the holidays," Storch said.

The Web site provides a wish list of items that can be purchased and shipped directly to USA
Cares, Roger Stradley, one of the group's founders and director of operations, said. Once all of
the purchases are received at USA Cares' Radcliff, Ky., office, they'll be sorted and sent to areas
where they'll do the most good. For instance, a lot of the cold-weather clothing will go to Alaska.

The gifts range in price from about $9 to a couple hundred dollars and include clothes and
household items. Gift cards also may be purchased in lieu of a gift.

"USA Cares does not get any cash," Stradley said. "We're just coordinating and helping facilitate (for) hopefully thousands of Americans that want to just say thanks to a guy or a gal who's wearing the uniform or their family."

Sears Holdings kicked the program off with a donation of $10,000 in gift cards when the program started Nov 26. Since then, USA Cares has received a couple of boxes a day. "It's kind of like Christmas," Stradley said. "We pop it open to see what came."

It doesn't matter to the folks at USA Cares whether a donor chooses a gift or a gift card to show their support of the military community.

"I want whatever that person's heart is moved to send," he said. "Obviously gift cards make it a little easier, especially if your heart is that you want to help a (Guardsman) or reservist who might not be near a major installation."

The site will remain active through Christmas day. USA Cares staff and volunteers will tackle
distributing the items after the first of the year, Stradley said.

Success! Success! In Thre Hours!

Army Medical Hold (No pay in last 90days) married, 3 children

Credit Counseling Referral Coordinator’s (CCRC) notes with Homeownership Preservation Foundation identified cause of hardship was due to static pay issues in 2003. Once this was resolved the client was financially caught up and then Soldier was deployed and injured in 2005 causing pay issues from Dec of 2005 to August of 2006. Additionally the military owes him back pay. The mortgage company also stated that the home was in arrears for $7205.00. The paperwork came into the USA Cares office with six hours left before the foreclosure. The family had $600.00 to go toward the loan, however that would have left them with no additional funds. A budget showed a surplus of income and the spouse has a disability claim as well and this will add to their income in 30-90 days. USA Cares’ Resource Coordinator talked to the mortgage company and they initially said they could not work this in time to resolve the foreclosure issues and they still needed the agreement from the client that had to be notarized. Fortunately, the Resource Coordinator’s daughter works in the Default Department of this same bank and was able to help by getting the Loss Mitigation Department to accept a wire in lieu of receipt of the notarized papers. USA Cares was able to provide $2186.46 to the client’s bank to stop foreclosure in less than three hours!